Give yourself a cushion
A Line of Credit, also known as a Personal Credit Line, can be used as overdraft protection if you overdraw your checking account, or as a traditional loan.
Benefits
-
Enjoy a fixed interest rate
Unlike many credit cards, this credit line has a fixed interest rate that won’t change.
-
Borrow only what you need
With this revolving credit line, borrow as needed and every payment replaces funds so that you can borrow again.
-
Access with ease
This credit line can be linked directly to your checking account so it’s available whenever you need it.
-
Pay interest on your balance only
You only have to pay interest on the balance you carry from month to month.
Current rates
|
Type |
APR |
|---|---|
|
APR = annual percentage rate, effective as of 11/6/2023 and reflects the current minimum APR offered. |
|
|
Type Personal Line of Credit |
APR 14.00% |
Apply for a line of credit
If you are already a member and want to apply online, it’s easier to open an account once you’ve logged into online or mobile banking. That way we can save you time by pre-filling the application with your information.
Disclosures
- 5
- – This is a line of credit and when activated the monthly minimum payment is equal to 5% of the balance or $25, whichever is greater.