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Line of Credit

A little something extra when you need it.

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Give yourself a cushion

A Line of Credit, also known as a Personal Credit Line, can be used as overdraft protection if you overdraw your checking account, or as a traditional loan.

Benefits

  • Shield Percentage

    Enjoy a fixed interest rate

    Unlike many credit cards, this credit line has a fixed interest rate that won’t change.

  • Hand Dollar

    Borrow only what you need

    With this revolving credit line, borrow as needed and every payment replaces funds so that you can borrow again.

     

     

  • Hand With Dollar

    Access with ease

    This credit line can be linked directly to your checking account so it’s available whenever you need it.

  • Dollar Down Arrow

    Pay interest on your balance only

    You only have to pay interest on the balance you carry from month to month.

Current rates

On Demand Line of Credit 5

Type

APR

APR = annual percentage rate, effective as of 03/06/2020 and reflects the current minimum APR offered.

Type

On Demand Credit Line

APR

14.00%

Apply for a line of credit

If you are already a member and want to apply online, it’s easier to open an account once you’ve logged into online or mobile banking. That way we can save you time by pre-filling the application with your information.

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Disclosures

5
– This is a line of credit and when activated the monthly minimum payment is equal to 5% of the balance or $25, whichever is greater.