Line of Credit
A little something extra when you need it.
Give yourself a cushion
A Line of Credit, also known as a Personal Credit Line, can be used as overdraft protection if you overdraw your checking account, or as a traditional loan.
Enjoy a fixed interest rate
Unlike many credit cards, this credit line has a fixed interest rate that won’t change.
Borrow only what you need
With this revolving credit line, borrow as needed and every payment replaces funds so that you can borrow again.
Access with ease
This credit line can be linked directly to your checking account so it’s available whenever you need it.
Pay interest on your balance only
You only have to pay interest on the balance you carry from month to month.
On Demand Line of Credit
On Demand Credit Line
Apply for a line of credit
If you are already a member and want to apply online, it’s easier to open an account once you’ve logged into
online or mobile banking. That way we can save you time by pre-filling the application with your information.
– This is a line of credit and when activated the monthly minimum payment is equal to 5% of the balance or $25, whichever is greater.
Learn more about the proposed merger
www.vsecu.com/merger for ongoing updates about our pending partnership with NEFCU. Find answers to the most frequently asked questions and information about the member vote this fall.
www.vsecu.com/merger for ongoing updates about our pending partnership with NEFCU.