Safe, secure, and federally insured
Offering compounded dividends that are credited monthly, a Business Certificate is a great way to start your business investment portfolio.
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Low Minimum Deposit
Certificates are a great savings vehicle for funds you don’t need immediate access to. You can open any Business Certificate with $1,000.
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Higher APY
Certificates generally earn a higher annual percentage yield than regular savings accounts. Plus, you can reinvest or withdraw (in the form of check) the dividends you are earning each month.
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Fixed rates and flexible terms
You can count on a fixed rate for the length of your term. Terms range from just three months to five years.
Current rates
|
Term |
Minimum Balance to Earn APY |
APY |
|---|---|---|
|
APY = annual percentage yield, effective as of 8/30/2024 and reflects the current minimum APY offered. |
||
|
Term 3-month |
Minimum Balance to Earn APY $1,000 |
APY 0.75% |
|
Term 6-month |
Minimum Balance to Earn APY $1,000 |
APY 4.65% |
|
Term 1-year |
Minimum Balance to Earn APY $1,000 |
APY 4.25% |
|
Term 2-year |
Minimum Balance to Earn APY $1,000 |
APY 2.27% |
|
Term 3-year |
Minimum Balance to Earn APY $1,000 |
APY 2.27% |
|
Term 4-year |
Minimum Balance to Earn APY $1,000 |
APY 2.27% |
|
Term 5-year |
Minimum Balance to Earn APY $1,000 |
APY 2.27% |
Open a Business Certificate
Complete our fillable PDF form and mail it or drop it off at any branch location.
Disclosures
- 1
- – Fees may reduce earnings.
- 3
- – Early withdrawal penalties may apply to certificates.