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Protect what matters most.

Enroll or get a quote

Empower yourself by being prepared

Hopefully the worst won’t happen. But if it does, as a member of VSECU, you have access to insurance options that make it easier than ever to prepare for accidents.

Accidental Death & Dismemberment Insurance

Accidents can happen anytime and you don’t want to leave your loved ones unprepared. Your untimely accidental death could leave your family with long-lasting financial burdens. TruStage Accidental Death & Dismemberment insurance1 can help give them a safety net.

How does it work?

As a member of VSECU you are eligible to enroll for $5,000 no-cost TruStage Accidental Death & Dismemberment Insurance underwritten by CMFG Life Insurance.

Once you enroll, AD&D insurance pays a cash benefit to your beneficiary if you die from an accident or you are seriously injured. Credit union members ages 18 and over can also choose to increase their protection (Member Only Plan) or their family (Family Plan) with up to an additional $300,000 in coverage. Acceptance is guaranteed and there are no medical questions.

Enroll in AD&D insurance

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Life Insurance

We make TruStage Life Insurance2 policies available to help credit union members like you protect the people who matter most in your life.

How much coverage should I get?

Any amount of coverage can make a difference, so it makes sense to check rates and look into this important protection.

TruStage Life Insurance plans and policies offer rates that fit your budget and that are designed to be affordable. They provide excellent coverage, underwritten by CMFG Life Insurance Company. Call 1-855-612-7909 for more information or visit the TruStage website.

Learn more about life insurance on TruStage

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Auto, Home, & Renters Insurance

Exclusively for credit union members like you, the TruStage Auto & Home Insurance3 program provides affordable, top-quality protection.

You could enjoy discounted rates combined with online convenience and 24/7 claims service. Get your free quote online or call 1-855-483-2149.

Get your Auto, Home, & Renters insurance quote

You can also contact the Liberty Mutual® agent in your area:


Debt Protection

Paying off debt is easy enough when things are going well. But what happens when things go wrong? If you pass away, become disabled, or lose your job, who will pay your debt?

As a member of VSECU, you have access to some great tools that could make it easier than ever to safeguard your payment history and your assets by protecting your debt payments should the worst happen. Debt protection4 could cancel your balances or debt payments, up to the contract maximums.

If you are paying on a loan or credit card(s), debt protection could be a great way to protect yourself and your family from unexpected disaster. Because protection options differ for each individual member and loan, please contact a member service consultant at 802-371-5162 to find out which option is right for you.

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Vehicle Protection

VSECU offers both Mechanical Breakdown Protection (MBP) and Guaranteed Asset Protection (GAP) for your vehicle. These protection programs are comparable to, and often more affordable than, what a dealership may offer as mechanical breakdown insurance.

If you would like to add MBP or GAP to your new or existing auto loan please contact us.

Get your MBP or GAP quote

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    Mechanical Breakdown Protection (MBP)

    Mechanical Breakdown Protection (MBP) is a complete line of coverage designed to keep your vehicle on the road. No matter where you travel in the United States, MBP can protect you against major mechanical expenses, and there is no deductible on covered parts or labor. This plan includes a rental car allowance and 24/7 emergency roadside service.

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    Guaranteed Asset Protection (GAP)

    Guaranteed Asset Protection (GAP) can bridge that “gap” between the vehicle’s value and the amount you still owe on the loan in the event the vehicle is stolen or totaled in an accident. VSECU offers GAP Advantage, which not only pays the difference between the vehicle’s value and the balance of the loan owed, but will also cover the deductible and $1,000 towards the purchase of a new car if you finance with VSECU.

Get added protection today

Questions? We’re here to help!


– TruStage® AD&D Insurance is offered by TruStage Insurance Agency, LLC and underwritten by CMFG Life Insurance Company. ‭The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.‬‬‬ Base Policy Series E10a-014-2012, E10a-ADD-2012 and E10a-015-2012.‬ ADD-1607689.1
– TruStage® Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. DTCG-1380028.1
– TruStage® Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. AHE, AHL-1339661.1 Discounts and savings are available where state laws and regulations allow, and may vary by state. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.
– Your purchase of debt protection products is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative for a full explanation of the terms of the program. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid. DP-3012633.1-0320-0422