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Business Green Loans

Start saving on energy efficiency upgrades for your business from the moment you invest.

Apply now

Commercial financing for environmentally conscious businesses

Our green business loans help our members reduce the impact of their businesses on the environment by reducing the cost of financing solar and energy efficiency upgrades. These loans are designed for any organized entity physically located in Vermont, including for-profit businesses, non-profits, farms, municipalities, etc., and owners of rental housing.

Business Energy Loan

With the Business Energy Loan, you can finance energy efficiency improvements to your HVAC, lighting, building envelope, refrigeration, or other systems and equipment.

  • No Fee

    No up-front costs

    With no down payment or closing fees, up-front costs won’t get in the way of your energy efficiency plans.

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    No collateral required

    This unique loan doesn’t require you to tie up valuable collateral in order to finance your upgrades.

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    No need to provide financials

    Backed by Efficiency Vermont, this loan does not require financial documents to secure funding.

Business Energy Loan 1,2

Terms up to

Maximum Loan Amount

APR as low as

APR = annual percentage rate, effective as of 12/31/2021 and reflects the current minimum APR offered.

Terms up to

10 years

Maximum Loan Amount


APR as low as


Are you eligible?

You are eligible for the Business Energy Loan if you meet the following four criteria:

  • Energy efficiency upgrades were approved by Efficiency Vermont.
  • Upgrades were completed in a business that is physically located in the state of Vermont.
  • Payback timeline is less than twice the length of the loan term.
  • Project carries a Certificate of Good Standing from the VT Secretary of State.

Energy Efficiency Vermont can help you get started.

Contact Energy Efficiency Vermont

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Business Solar Loan

Our Business Solar Loan is designed to do one thing – reduce your solar financing costs so you can minimize the negative impact your business makes on the environment and enjoy energy cost savings for years to come.

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    Savings upon savings

    With this loan, we add interest savings to the energy savings you’ll enjoy for the life of your solar system.

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    Flexible rates and terms

    Every solar loan is unique, so your rates and terms will be based on the details of your project, business, and system details.

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    Reasonable payments

    The goal of this loan is to ensure that you keep your energy costs as low or lower than they have been in the past.

Business Solar Loan 1,3

Terms up to

Maximum Loan Amount

APR as low as

APR = annual percentage rate, effective as of 12/31/2021 and reflects the current minimum APR offered.

Terms up to

15 years

Maximum Loan Amount

Varies by project

APR as low as


How can you apply?

Eligibility is determined on a project-by-project basis for businesses that are physically located in Vermont or New Hampshire. To apply, speak to one of our VBiz lenders.

Contact us today

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Apply for a green business loan

Start the application process here by reaching out to Efficiency Vermont for a Business Energy Loan or to one of our VBiz lenders for a Business Solar Loan.

Apply for an energy loan
Contact Efficiency Vermont
Apply for a solar loan
Contact a lender


– Other rates and terms may be available. APR may be adjusted based on your individual credit standing and term.
– Payment example: $20,000 loan for 36 months at 3.50% APR will have a monthly payment of $586.04
– Payment example: a $20,000 loan for 36 months at 4.50% APR will have a monthly payment of $594.94.