Prescreen & Opt-Out Notice

Pre-qualified status: Information from a credit bureau was used in connection with this offer. You received this offer because you satisfied certain VSECU criteria for creditworthiness as of the date of the credit bureau information. If you respond to this offer but do not meet the VSECU criteria for loan pre-qualification at the time of your application or if you do not provide the required collateral, we may not be able to extend credit to you.

You have the right to prohibit the use of information contained in your credit file with any consumer credit reporting agency in connection with any credit transaction that is not initiated by you.

You may contact any of the credit reporting agencies by calling 1-888-5-OPT OUT (567-8688) or write to them at the address listed below:

  • Experian Marketing, P.O. Box 919, Allen, TX 75013-0919
  • Trans Union, Opt Out Request, P.O. Box 505, Woodlyn, PA 19094-0505
  • Equifax Options, P.O. Box 740123, Atlanta, GA 30374-0123


About the VSECU special offer. This offer is subject to a minimum loan of $2,000 to purchase or refinance a vehicle, collateral value (up to 110% financing available including tax, title and registration) and normal underwriting standards. If, after you respond to the offer, we determine that you no longer meet (i) the criteria for creditworthiness used to select consumers for this offer; or (ii) any applicable criteria bearing on creditworthiness, you will be notified. Rates are determined by your credit score and term selected. Additional documentation may be required (e.g., purchase and sales agreement, application forms, etc.). This offer requires a VSECU membership and may only be used by the addressee and may not be transferred.

The monthly payment is contingent on the rate and term selected. This offer may not be used to refinance existing VSECU loans. This offer expires on the date indicated in the email.

For more information, please visit or call 802/800 371-5162.