We make financing easy so you can get out there and enjoy your life
Finding the right motorcycle, RV, ATV, snowmobile, or other recreational vehicle at the right price can be challenging. Financing it shouldn’t be.
Benefits
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Competitive rates
We offer competitive annual percentage rates, as low as 6.25%1, for recreational vehicles.
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110% Financing
Finance up to 110% of the vehicle high book value at VSECU, so you can get the car you really want.
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Flexible terms
Borrow on your terms. We offer flexible terms and payment options to meet your unique needs.
Current rates
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Term |
APR as low as |
|---|---|
|
APR = annual percentage rate, effective as of 11/6/2023 and reflects the current minimum APR offered. |
|
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Term 24 months |
APR as low as 6.25% |
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Term 36 months |
APR as low as 6.70% |
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Term 48 months |
APR as low as 7.15% |
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Term 60 months |
APR as low as 7.85% |
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Term 72 months |
APR as low as 8.30% |
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Term 84 months |
APR as low as 8.75% |
Estimate your monthly payment
Enter the amount you wish to borrow and preferred loan term to determine your estimated monthly payment and interest rate.
Calculated payments shown are for estimation purposes only. Actual loan payment amount and interest rate will be disclosed at loan closing and may differ slightly.
Added protection for peace of mind
In addition to the protection options below, all VSECU members have access to free Accidental Death & Dismemberment insurance to help give your loved ones a safety net in the event of your accidental death. Learn more and see all VSECU insurance options
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Guaranteed Asset Protection (GAP)
If your vehicle is stolen or totaled in an accident, you can use GAP insurance to bridge that “gap” between the vehicle’s value and the amount you still owe on the loan. GAP Advantage not only pays the difference between the vehicle’s value and the balance of the loan owed, but will also cover the deductible and $1,000 towards the purchase of a new car if you finance with VSECU.
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Mechanical Breakdown Protection (MBP)
This complete line of coverage is designed to keep your vehicle on the road. No matter where you travel in the United States, MBP can protect you against major mechanical expenses, and there is no deductible on covered parts or labor. This plan includes a rental car allowance and 24/7 emergency roadside service.
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Debt Protection
Paying off debt is easy enough when things are going well. But what happens when things go wrong? If you pass away, become disabled, or lose your job, who will pay your debt? Debt protection can safeguard your payment history and assets by canceling your balances or debt payments, up to the contract maximums.
Learn more about our recreational vehicle loan
If you are already a member and want to apply for a recreational vehicle loan, it’s easier to open an account once you’ve logged into online or mobile banking. That way we can save you time by pre-filling the application with your information.
Disclosures
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- – Other rates and terms may be available. APR = annual percentage yield may be adjusted based on your individual credit standing and term. Payment example: $25,000 loan for 60 months at 3.45% APR will have a monthly payment of $454.00.