Personal Home Equity Rates
|
Type |
Loan to Value |
Term |
APR as low as |
|---|---|---|---|
|
APR = annual percentage rate, effective as of 03/01/2023 and reflects the current minimum APR offered. |
|||
|
Type Fixed rate |
Loan to Value Up to 80% |
Term 60 months |
APR as low as 5.75% |
|
Type Fixed rate |
Loan to Value Up to 80% |
Term 120 months |
APR as low as 6.75% |
|
Type Fixed rate |
Loan to Value Up to 80% |
Term 180 months |
APR as low as 7.25% |
|
Type Fixed rate |
Loan to Value Greater than 80% up to 90% |
Term 60 months |
APR as low as 6.75% |
|
Type Fixed rate |
Loan to Value Greater than 80% up to 90% |
Term 120 months |
APR as low as 7.75% |
|
Type Fixed rate |
Loan to Value Greater than 80% up to 90% |
Term 180 months |
APR as low as 8.25% |
|
Type |
Loan to Value |
Term |
APR as low as |
|---|---|---|---|
|
APR = annual percentage rate, effective as of 03/30/2023 and reflects the current minimum APR offered. |
|||
|
Type Fixed rate |
Loan to Value Up to 80% |
Term 60 months |
APR as low as 4.74% |
|
Type Fixed rate |
Loan to Value Up to 80% |
Term 120 months |
APR as low as 5.25% |
|
Type Fixed rate |
Loan to Value Up to 80% |
Term 180 months |
APR as low as 5.74% |
|
Type Fixed rate |
Loan to Value Greater than 80% up to 90% |
Term 60 months |
APR as low as 5.74% |
|
Type Fixed rate |
Loan to Value Greater than 80% up to 90% |
Term 120 months |
APR as low as 6.25% |
|
Type Fixed rate |
Loan to Value Greater than 80% up to 90% |
Term 180 months |
APR as low as 6.74% |
|
Type |
Loan to Value |
APR as low as |
|---|---|---|
|
APR = annual percentage rate, effective as of 03/23/2023 and reflects the current minimum APR offered. |
||
|
Type Monthly adjustable rate |
Loan to Value Up to 80% |
APR as low as 7.50% |
|
Type Monthly adjustable rate |
Loan to Value Greater than 80% up to 90% |
APR as low as 9.00% |
Disclosures
- 1
- – APR = annual percentage rate may be adjusted based on individual credit standing and term. Payment Example: $25,000 loan for 60 months at 3.24% APR will have a monthly payment of $451.89.
- 2
- – A home equity line of credit is a variable rate loan that may adjust monthly. Rates are as low as 4.50% APR as a floor and a maximum APR of 18.00%. APR may be adjusted based on individual credit standing and term. Members can borrow against the available line of credit for a period of 15 years, after which time the existing balance must be paid in full by making a monthly principal and interest payment in a new 15-year repayment period. Closing costs range from $900 to $1,500 to cover the appraisal fee and title update fee. A late fee of 5% of the payment may be charged for a payment more than 15 days late.